Pumpkin patch accidents like this can, will and do happen! Got Insurance?

Besides the need for general liability insurance (GL) and workers compensation (WC) for a pumpkin patch, this tragic incident at an Idaho pumpkin patch is a chilling reminder that commercial auto coverage is also needed.

Assuming the bus which ran over and killed the 18 year old pumpkin patch employee was insured with commercial auto coverage, the coverage may become needed in the settlement of the claim(s) that are likely to arise as a result of this tragic accident.

According to the post on International Business Times, “Many of the patrons believed it was just part of the ride,” the Kootenai County Sheriff’s Office said in a statement. “It was not until the bus had traveled away from the victim’s location and the role players began to reset for the next bus to come along that anyone realized something was wrong.”

Scene of Idaho pumpkin patch accident via the Incredible Corn Maze and Pumpkin Patch Facebook page image.

We offer insurance for Idaho pumpkin patches as well as a pumpkin patch in the following states; Alabama, Hawaii, Massachusetts, New Mexico, South Dakota, Alaska, Michigan, New York, Tennessee, Arizona, Illinois, Minnesota, North Carolina, Texas, Arkansas, Indiana, Mississippi, North Dakota, Utah, California, Iowa, Missouri, Ohio, Vermont, Colorado, Kansas, Montana, Oklahoma, Virginia, Connecticut, Kentucky, Nebraska, Oregon, Washington, Delaware, Louisiana, Nevada, Pennsylvania, West Virginia, Florida, Maine, New Hampshire, Rhode Island, Wisconsin, Georgia, Maryland, New Jersey, South Carolina, Wyoming.